Weekly, biweekly, or monthly.
Use a rhythm that fits your life instead of forcing your life into a generic budget.
PRIVATE MONEY MANAGEMENT
Money clarity,
without the noise.
Moneylock turns your spending into a calm, private daily plan. Plans, records, subscriptions, and local AI live together on your device.
- Local AI
- Vector runs on-device
- Works offline
- Your plan stays available
- Private by default
- No ads. No trackers.
THE REAL APP, NOT A SPREADSHEET
Everything that tells the story of your money, together.
Build plans for the way you actually get paid. Set category caps, keep recurring charges in view, and know what is safe to spend before the next decision.
Subscriptions stay visible.
See recurring expenses before they become a surprise and keep your plan honest.
Less admin. More awareness.
Add records manually, with voice, by receipt scan, or through a quick conversation with Vector.
MEET VECTOR
A local financial assistant that does the work.
Ask a question, give an instruction, then keep the final say. Vector runs on your device and asks before any saved change.
HOVER TO EXPLORE
“Add 54 to groceries.”
“What can I safely spend this week?”
“Raise my dining cap to 120.”
BUILT PRIVATE
Your financial context stays on your device.
Moneylock has no advertising or analytics SDKs. Vector works fully offline, and we do not receive your financial data or chats. Data only leaves your device if you deliberately configure your own private sync server.
Read the privacy policy